Tuesday, January 20, 2015

Abbreviations (Full Forms)

HDFC
Housing Development Finance Corporation
ICICI
Industrial Credit & Investment
Corporation Of India
ONGC
Oil & Natural Gas Corporation
HSBC
Hong Kong & Shanghai Banking Corporation
IBP
Indian British Petroleum
IFFCO
Indian Farmers Fertiliser Cooperative
UNICEF
United Nations Children's Fund
(It Was Formerly United Nations
International Children's Emergency)
CRY
Child Relief & You
IDBI
Industrial Development Bank Of India
BARC
Bhabha Atomic Research Centre
MBBS
Bachelor Of Medicine; Bachelor Of Surgery
PhD
Doctor Of Philosophy
SAP
System Analysis And Program
DLF
Darbari Lal Foundation Limited
GPRS
General Packet Radio Service 
GSM
Global System For Mobile Communications 
CDMA
Code Division Multiple Access 
IVRS
Interactive Voice Response System
BMW
Bavarian Motor Works
ATM
Automated Teller Machine
AIDS
Acquired Immunodeficiency Syndrome
AM
Ante Meridian 
PM
Post Meridian
ASCII
American Standard Code For
Information Interchange
ERP
Enterprise Resource Planning
BPO
Business Process Output
BPL
British Physical Laboratories
LASER
Light Amplification By
Stimulated Emission Of Radiation
RADAR
Radio Detection And Ranging
CTC
Cost To Company
CT Scan
Computerized Tomography Scan
MRI
MAGNETIC RESONANCE IMAGING
NASA
National Aeronautics And Space Administration
SIM
Subscriber’s Identification Module
STD
Subscriber Trunk Dialling
ISD
International Subscriber Dialling
PCO
Public Call Office
DHL
Dalsey, Hillblom And Lynn
EPABX
Electronic Private Automatic Branch Exchange
SAARC
South Asian Association For
Regional Co-Operation
URL
Uniform Resource Locator
HTTP
Hypertext Transfer Protocol
HTTPS
Hypertext Transfer Protocol Secure
USB
Universal Serial Bus
CBSE
Central Board Of Secondary Education
CBD Belapur
Central Business District Belapur
USP
Unique Selling Proposal
FMCG
Fast Moving Consumer Goods
FAX
Far Away Xerox,
FAX Is The Shortened Form For 'Facsimile'
FICCI
Federation Of Indian
Chambers Of Commerce And Industry
VAT
Value Added Tax
GRE
Graduate Record Examination
GMT
Greenwich Mean Time
PDF
Portable Document Format
PNR
Passenger Name Record
PhD
Doctor Of Philosophy
PING
Packet Internet Groper
PVR
Priya Village Roadshow
NEWS
North,East,West,South
NIFTY
National Stock Exchange's Fifty
NATO
North Atlantic Treaty Organization
NASSCOM
National Association Of
Software And Service Companies
NGO
Non Governmental Organisation
NIIT
National Institute Of Information Technology
NRI
Non Resident Indian
MPEG
Moving Picture Experts Group
GIF
Graphic Interchange Format
JPEG
Joint Photographic Experts Group
RSS
Really Simple Syndication
WI-FI
Wireless Fidelity
WWF
World Wildlife Fund
LLP
Limited Liability Partnership
LED
Light Emitting Diode
LCD
Liquid Crystal Display
CRT
Cathode Ray Tube
ITC
Imperial Tobacco Company
ESPN
Entertainment And Sports
Programming Network
RTO
Regional Transport Office
TDS
Tax Deduction Source
TCP
Transmission Control Protocol
IP
Internet Protocol
TOEFL
Test Of English As A Foreign Language
GMAT
Graduate Management Admission Test
GATE
Graduate Aptitude Test In Engineering
GAIL
Gas Authority Of India Limited
SATA
Serial Advanced Technology Attachment
PATA
Parallel Advanced Technology Attachment
CIDCO
City And Industrial Development
Corporation Of Maharashtra Ltd.
BBC
British Broadcasting Channel
CNN
Cable News Network
CNBC
Consumer News And Business Channel
AJAX
Asynchronous JavaScript + XML
MIS
Management Information System
MICR
Magnetic Ink Character Recognition
IFSC
Indian Financial System Code
ISI
Indian Standards Institute
ISO
International Organization For Standardization
ISDN
Integrated Services Digital Network
ISKCON
International Society For Krishna Consciousness
IRDA
Insurance Regulatory And Development Authority
IRCTC
Indian Railway Catering And Tourism Corporation
ICU
Intensive Care Unit
ICCU
Intensive Coronary Care Unit
IDFC
Infrastructure Development Finance Co. Ltd.
IDA
Indian Dental Association
IGNOU
Indira Gandhi National Open University
IL&FS
Infrastructure Leasing & Financial Services Ltd.
IMAP
Internet Message Access Protocol
POP3
Post Office Protocol
IAS
Indian Administrative Services
IPOD
Intelligent Portable Ocular Device 
TISCO
Tata Iron & Steel Company Ltd.
CRISIL
Credit Rating Information Services Of India Ltd.
CRM
Customer Relationship Management
FICO
Fair Isaac Corporation
SQL
Structured Query Language
SEBI
Security Exchange Board Of India
SUV
Sport Utility Vehicle
SUN Microsystems
Stanford University Network Microsystems
SWF
Shock Wave Flash
TCS
Tata Consultancy Services
HCL
Hindustan Computers Limited
HTML
Hyper Text Markup Language
XML
Extensible Markup Language
PHP
Hyper Text Preprocessor

Monday, January 19, 2015

Kiran Bedi



Kiran Bedi is an Indian politician, social activist and a retired Indian Police Service (IPS) officer. Bedi joined India's police service in 1972 and became the first woman IPS officer. Bedi held the post of Director General at the Bureau of Police Research and Development before she voluntarily retired from the IPS in December 2007 at the age of 58. Bedi was the host and judge of the popular TV series Aap Ki Kachehri ("Your Court"), which is based on real-life disputes and provides a platform for settling disputes between consenting parties.

Bedi was one of the key members of India Against Corruption mass movement during the summer and autumn of 2011. In November 2011, she became a target of police investigation for criminal conspiracy and breach of trust, but those charges were dropped after an investigation. Bedi has founded two NGOs in India: the Navjyoti Delhi Police Foundation for welfare and preventative policing in 1988 which was later renamed as the Navjyoti India Foundation in 2007, and the India Vision Foundation for prison reformation, drug abuse prevention and child welfare in 1994. Bedi was awarded Ramon Magsaysay award in 1994 for Government service.

In 2014, Bedi expressed her desire to serve the country in the Narendra Modi led government, by offering herself to join the BJP. After meeting with the Prime Minsiter of India Narendra Modi, Kiran joined the Bhartiya Janata Party on 15 January 2015. BJP leader Amit Shah and union minister Arun Jaitley welcomed her in the party fold. On 19 January, she was declared BJP's Chief Ministerial candidate for 2015 Delhi elections.












Source: Internet

Wednesday, December 10, 2014

Insurance - Things to look out for when you are buying an insurance policy

Do you need expert advice?

If you have an unusual car or a house that is of a non-standard construction, using an insurance broker may get you a better deal.

Some types of insurance – such as critical illness and income protection – vary widely and have complex terms and conditions. If you’re buying this type of insurance, it’s worth getting an adviser to help you find the best policy to suit your needs.

Have you answered all your insurer’s questions truthfully and accurately?

Whether you’re applying online, by phone or by application form, make sure you take reasonable care to answer all the insurer’s questions honestly and to the best of your knowledge. If you don’t, your policy may be cancelled, or any future claim could be rejected or not fully paid out.

Does the policy cover everything you need it to?

Read the policy document. At least check the features that are important to you in the policy summary. Otherwise, you are potentially wasting your money and might not be covered when you really need it.

If you have already bought a policy, you have 14 days (30 days for life, income protection, payment protection and critical illness policies) to change your mind if you decide the policy isn’t suitable for you. However, for home and car insurance you might have to pay an administration charge and the cost of any days already covered.

Have you compared like with like?

Watch out for how different charges, types and levels of cover, and your excesses are calculated when you compare policies.

For example, some insurers set their voluntary excess (the amount of any claim not covered by the insurer) at a high level to make sure they come out cheapest on comparison sites.

When comparing policies and prices, make sure that the features you are comparing – such as excess amounts – are similar.

If you are buying from a comparison site, remember to check the level of cover you’re being offered – insurers often cut down on cover to make sure that they’re the cheapest.

Have you shopped around?

Don’t compare on price alone as the cheapest policy isn’t usually the best cover for your needs, and it is important to compare both the price and the level of cover. Try to get at least three quotes.

There are many different ways to buy insurance, here are the main ones:
  • an insurance broker or independent financial adviser
  • Comparison sites and online insurers
  • Banks and building societies
  • Supermarkets and department stores
Don’t assume that insurance bought over the internet or from a comparison site is automatically cheapest, or offers the best cover. If you’re looking for car or home insurance, then comparison sites are a good place to start. But remember that no comparison site covers all the insurance companies.

Get quotes from more than one comparison website and look at them alongside quotes from insurers who don’t appear on comparison sites.

Beware of buying insurance offered alongside something else

For example you may be offered:
  • Buildings and contents insurance, life assurance and critical illness cover when you take out your mortgage
  • Warranty insurance when you buy a new washing machine or computer
  • Travel insurance when you book a holiday, or
  • Payment protection insurance with goods bought from catalogues
If you need this insurance, you may get it cheaper with better cover elsewhere.